LOCAL RECRUITMENT
Senior Officer – Internal Control Unit
Job Purpose:
Ensure compliance pf policies, procedures and internal ccontrols by branch network. Closure of audit issues and dlop tools and solutions to enhance compliance level in branches and minimize operational risk and financial loss.
Accountabilities:
Branch Operations Review & Compliance
Visit assigned branches to check compliance status of policies, procedure and controls on quarterly basis. Also conduct surprise checks.
Prepare weekly reports for all visited branches during the previous week, in addition to the Quarterly Performance Report of branch inspection highlighting the gaps, escalating compliance issues and risk associated with it for mitigation.
Provide active inputs and work with Branch Procedures team to recommend solutions for branches’ compliance and control issues
Follow up for resolution of audit (Internal & External) Observations/Findings
Follow up on closure of Branch AML alerts
Raise Incident Reports on risky practices at branches.
Conduct quarterly cash surprise visits to all assigned branches.
Ensure BOM awareness among branch staff.
Provide operational help desk services to all branches
Cash Shortage & Excess Investigation
Investigate teller cash shortage/excess and report findings to the Head of Internal Control.
Investigate and report customer complaints & suspicious transactions
Education/Knowledge/Experience/Skills:
Education / Qualifications:
Diploma / Degree in Business administration, training in AML policies
Knowledge:
Sound knowledge in back office operations, policies & procedures related to branches, AML & CBK Compliance
Experience:
Minimum 3 years in bank operations & compliance
Generic & Specific Skills:
Excellent command in English/Arabic (spoken & written)
High organizational and time management skills
Analytical thinking and problem solver
Excellent Communication and team management skills
Should have flair for back office operations and organized thought process
Coordination skills between cross functional teams
http://careers.e-gulfbank.com/gulfbank/Vacancysearch.aspx
Gulf Bank: Join Gulf Bank's Family
careers.e-gulfbank.com
Gulf Bank is Kuwait's second largest and fastest growing commercial bank and industry leading financial services provider.
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Aml Officer
Job Purpose:
To assist Assistant Manager in carrying out efficiently Unit’s daily operational activities whilst ensuring that the Bank’s policies, procedures and operating processes are compliant with AML/CFT Law No. 106 of 2013, Executive Regulation No. 37 of 2013, CBK Instruction No. 2/BS/IBS/308/2013 and subsequent instructions/ amendments; and that adequate controls are in place to prevent, detect and report suspicions of Money Laundering and Terrorism Financing.
Accountabilities:
Controls & Investigation (Siron AML & Embargo)
AML/CFT Officer must create customer profiles according to their risk scores after receiving conspicuous cases from the AML/CFT Manager;
Collect and analyze KYC, Enhanced Due Diligence (EDD) and transactional information on the customer, their accounts and signatories (if applicable);
Collect transaction vouchers from the Saperion system, Microfilm and NCR Cheque System, or other Business Units, if required;
Conduct searches through Internet and secondary sources to ascertain relevance and context for the conspicuous case(s);
Coordinate and follow up with relevant Business Units / Microfilm for required documentation, transactions vouchers or account opening documents;
Follow up with the Business & Support Units to ensure incorrect / outdated / missing data / document are updated and have been made available to the AML/CFT Unit as required;
Formulate primary opinion about the case by attaching all known KYC information, identification documents including transaction vouchers, KCCI evidence(s) with the case and delegating the case to the Supervisor / Quality Checker for their review;
Escalate to the AML/CFT Assistant Manager any data discrepancy identified during the investigation process.
Assist in resolving name search entries postponed by branches and other units together with Reaudits and SWIFT entries as per the existing procedure and timelines defined.
Formulate primary opinion about the case by attaching all known KYC information, identification documents including transaction vouchers, KCCI evidence(s) with the case and delegating the case to the Supervisor / Quality Checker for their review;
AML/CFT Reviews
Assist in collecting and analyzing data required for AML/CFT Review of the branch/business Unit.
Arranging information, documents and files as required for conducting the AML/CFT Review.
Providing feedback to the Senior Officer and Assistant Manager in fine tuning review process and methodology.
AML/CFT/KYC Enquiries
Assist Assistant Manager in resolving enquiries received from branches and business units relating to AML/sanctions compliance and KYC.
Reports
Collect and arrange relevant and accurate data required for investigation and SAR.
Arrange relevant and accurate data for the preparation of both periodic /ad-hoc reports according to specified schedules.
Liaison / Advisory
Assist in liaison with all branches and departments on technical and procedural issues, and give guidance and support to business units on AML/CFT/KYC issues in coordination with the Assistant Manager.
Generic Accountabilities
Support the Head in implementation of the Bank’s AML/CFT strategy consistent with business support objectives.
Work fully within risk policies and procedures and all compliance regulations.
Ensuring that the Unit’s is accurate and safely kept on the Unit network server.
Assist Assistant Manager in complying with the deadlines.
Education, Knowledge, Experience and Skills:
Education / Qualifications: University degree or equivalent adequate education.
Knowledge: Basic level understanding of products & services offered by the Bank
Experience: Minimum 1-2 years experience in banking, preferably with previous experience in AML, Compliance or Risk.
Generic & Specific Skills:
MS Office proficient
Fluent written and spoken English, with Arabic skills an advantage
An enquiring mind, good analytical skills and an eye for detail
Proactive attitude with ability to work with minimal supervision
Ability to work under pressure
http://careers.e-gulfbank.com/gulfbank/Vacancysearch.aspx
Gulf Bank: Join Gulf Bank's Family
careers.e-gulfbank.com
Gulf Bank is Kuwait's second largest and fastest growing commercial bank and industry leading financial services provider.
**************************************
Officer-Collections
Job Purpose:
To ensure maximum retrieval of bad debts from default cases thereby reducing of pre-legal and legal procedures
Accountabilities:
Collections (tele-calling):
Proactively analyse defaulted customer history andbackgound and past dues for collection purposes.
Call assigned delinquent customers; applying effective techniques for customer debt reclamation and closure of cases.
Escalate all high risk cases to Senior CSR and update customer account accordingly.
Ensure update of collection system based on the outcome of tele-calling initiatives.
Achieve assigned target with regards to recoveries on specified categories in line with the departmental policy.
Interdepartmental follow –up:
Cordinate withrequired departments for default customers and ensure adeqaute retieval techniques.
Liaise with Corporate Banking and branches on appropriate authorizations required for corporate & retail collections.
Call performance:
Ensure appropriate call quality is maintained for all calls and any concerns are voiced to the supervisor for closures.
Corporate Governance and compliance: Work fully within: risk policies and procedures and all compliance regulations
Education/Knowledge/Experience/Skills:
Education / Qualifications: Diploma in customer relationship management
Experience: 1 – 3 years in a similar orle in Collections preferably in a bank
Knowledge: Good understanding of collections dealings
Generic & Specific Skills:
MS Office proficient
Bilingual in Arabic and English
Good analytical and reasoning skills
Strong interpersonal and negotiation skills
http://careers.e-gulfbank.com/gulfbank/Vacancysearch.aspx
Gulf Bank: Join Gulf Bank's Family
careers.e-gulfbank.com
Gulf Bank is Kuwait's second largest and fastest growing commercial bank and industry leading financial services provider.
**************************************
Senior Credit Analyst
Job Purpose:
Supervise & direct a team of CA/QA Analysts. Review and approve credit applications within lending criteria’s, highlight the exceptions, recommend and submit complete credit applications to the credit committee in compliance with CBK rules and GB credit policies. Process and assess manual, electronic (ELOAN), auto loan and credit card applications.
Accountabilities:
Loan and credit card applications
Review and approve credit applications (Within specified criteria’s) against CBK guidelines, Bank’s SOPs, credit procedures and other regulatory requirements
Ensure documentation is complete and gaps are followed-up or queried
Review credit applications documents validity, terms and condition in addition to the legality of contracts
Ensure information/documentation is available when requested
Effective analyses within tight deadlines
Monitor the CA/QA applications assessment and turnaround time
Risk assessment
Ensure all internal procedures/guidelines and credit processes are complied with
Identify other features of the application that requires attention
Recommend risk-mitigation or modifications to applications
Analyses
Conduct credit review to evaluate the applicants creditworthiness
Recommend action in the case of problem accounts
Generate periodic reports related to the business aspects and the GB promise
Quality assurance
Ensure the standard of loan applications are maintained by branches
Highlight and follow up where applications need correction or modification
Quality monitoring
Monitor stages in the loan application process
Ensure actions are taken to address areas where applications are of poor quality
Generic Accountabilities:
Corporate governance & compliance
> Work fully within:
- risk policies and procedures
- all compliance regulations
Education, Knowledge, Experience and Skills:
Education / Qualifications: Bachelor’s Degree in Banking/ Management/Finance
Knowledge: Good Retail underwriting assessment; Financial Analytics
Experience:3 – 5 years in a Credit Analysis role in Banking/Finance Company
Good Communication Skills
Analytical Thinking
Credit Analysis
Bilingual in Arabic & English
Proficient in IT (MS Office & Banking software)
http://careers.e-gulfbank.com/gulfbank/Vacancysearch.aspx
Gulf Bank: Join Gulf Bank's Family
careers.e-gulfbank.com
Gulf Bank is Kuwait's second largest and fastest growing commercial bank and industry leading financial services provider.
**************************************
Fraud Officer
Job Purpose:
To monitor and prevent card fraud from occurring, to make outbound calls (24/7) for any suspect transactions and/or follow up on compromise Credit and Debit cards and to handle inbound manual authorization calls (24/7) and service VIP and Priority Cardholders calls 24/7
Accountabilities:
Your accountabilities will include, but not limited to the following:
Fraud Prevention:
Monitor online issues report for suspect card transaction and carry out inbound and outbound calls to cardholders to verify transactions and advise cardholders of compromised cards
Customer Service:
Communicate with customer in a pleasant manner, check lost and stolen reports from TBK for possible fraud and provide customer with detailed information about the transactions
Administration:
Carry out day to day administration duties related to fraud cases, Quarterly archiving of fraud cases, generate Fraud reports and monitor the safety of online transactions for compliance and any exceptions
Corporate governance & compliance:
Work fully within risk policies & procedures and all compliance regulations
Education, Knowledge, Experience and Skills:
Education / Qualifications:
Advanced Diploma / Diploma in Banking Operations or equivalent certification
Knowledge:
Basic knowledge of MasterCard, Visa and Amex card products, functionality & rules
Good understanding of Card Fraud Investigation
Processing of financial entries on BEAM
Processing of financial entries on MXP
Experience:
1 – 2 years’ experience in credit card business environment
Skills:
Knowledge of MS Office
Detailed and meticulous
Bilingual in Arabic and English
Good Communication skills
Interpersonal Skills
http://careers.e-gulfbank.com/gulfbank/Vacancysearch.aspx
Gulf Bank: Join Gulf Bank's Family
careers.e-gulfbank.com
Gulf Bank is Kuwait's second largest and fastest growing commercial bank and industry leading financial services provider.
**************************************
Telecommunication specialist
Job Purpose:
To support the banks telephone Network infrastructure by efficiently managing the day-to-day telephone requirements of the bank and ensure that new telephone projects are smoothly implemented in the required timeframes.
Accountabilities:
Planning: Assist the network manager in Developing, maintaining and optimizing the phone network, data communications and telecommunications systems.
Telephone / Network Management:
Assist on Configuring all new and existing telephone hardware and communication link.
Assist Maintain telephone networks (PABX) across the organization, while ensuring minimal network/telephone downtime.
Ensure that all the network links analog/digital are serviced and renewed at all times.
Assist the telecommunication team on the new telephone connections and shifting of existing telephone connection across the bank.
Manage the mobile telephone connections for the bank
Audit Control: Ensure that all Audit requirements specific to Network are implemented on time and as per the agreed plan.
Reports: Report all issues related to telephone to his direct manager.
Corporate Governance and compliance: Work fully within: risk policies and procedures and all compliance regulations
Education/Knowledge/Experience/Skills:
Education / Qualifications: Diploma in Information Systems or equivalent
Knowledge: Basic knowledge of Telephone / Networking.
Experience: one year of IT experience.
Generic & Specific Skills:
Fluency in Arabic
Fluency in English will be an added advantage
Accuracy and attention to detail
Ability to remain calm under pressure
Good in communication skills
Good in using MS office and PC
http://careers.e-gulfbank.com/gulfbank/Vacancysearch.aspx
Gulf Bank: Join Gulf Bank's Family
careers.e-gulfbank.com
Gulf Bank is Kuwait's second largest and fastest growing commercial bank and industry leading financial services provider.
**************************************
Senior Officer – Internal Control Unit
Job Purpose:
Ensure compliance pf policies, procedures and internal ccontrols by branch network. Closure of audit issues and dlop tools and solutions to enhance compliance level in branches and minimize operational risk and financial loss.
Accountabilities:
Branch Operations Review & Compliance
Visit assigned branches to check compliance status of policies, procedure and controls on quarterly basis. Also conduct surprise checks.
Prepare weekly reports for all visited branches during the previous week, in addition to the Quarterly Performance Report of branch inspection highlighting the gaps, escalating compliance issues and risk associated with it for mitigation.
Provide active inputs and work with Branch Procedures team to recommend solutions for branches’ compliance and control issues
Follow up for resolution of audit (Internal & External) Observations/Findings
Follow up on closure of Branch AML alerts
Raise Incident Reports on risky practices at branches.
Conduct quarterly cash surprise visits to all assigned branches.
Ensure BOM awareness among branch staff.
Provide operational help desk services to all branches
Cash Shortage & Excess Investigation
Investigate teller cash shortage/excess and report findings to the Head of Internal Control.
Investigate and report customer complaints & suspicious transactions
Education/Knowledge/Experience/Skills:
Education / Qualifications:
Diploma / Degree in Business administration, training in AML policies
Knowledge:
Sound knowledge in back office operations, policies & procedures related to branches, AML & CBK Compliance
Experience:
Minimum 3 years in bank operations & compliance
Generic & Specific Skills:
Excellent command in English/Arabic (spoken & written)
High organizational and time management skills
Analytical thinking and problem solver
Excellent Communication and team management skills
Should have flair for back office operations and organized thought process
Coordination skills between cross functional teams
http://careers.e-gulfbank.com/gulfbank/Vacancysearch.aspx
Gulf Bank: Join Gulf Bank's Family
careers.e-gulfbank.com
Gulf Bank is Kuwait's second largest and fastest growing commercial bank and industry leading financial services provider.
**************************************
Financial Analyst
Job Purpose:
To control the assigned accounting procedures and report accurate data in compliance to bank and international accounting standards and ensuring all payments are affected only after authorization.
Accountabilities:
Analysis and Reporting:
> Produce reports on the bank’s financial performance.
> Compare performance and trends against plan & prior year
> Identify and explain major variances
> Consolidate commentaries from groups
Planning & Budgeting
> Prepare the annual budget
> Supervise the information gathering process
> Consolidate inputs received from business groups
> Check for consistency with the underlying business assumptions, prior period performances and projected market conditions
> Review and analyse budgets, plans and projects for reasonableness, consistency and fit with the overall Bank strategy
> Perform scenario analysis
Strategic Planning
> Coordinate the preparation of strategic business plans
> Analyse inputs
Credit Rating Review
> Co-ordinate with rating agencies
> Co-ordinate with business groups to obtain required information for the rating review
Trends analysis
> Review competitors’ financials and compare their performance with Gulf Bank
> Analyse key performance ratios and identify industry-wide trends.
Monitoring profitability:
> Implement processes to track key parameters (e.g. cost of funds, deposits, loans etc.) in order to monitor bank’s profitability and variance with budget
> Carry out scenario analysis, stress tests on profitability and other analysis required to monitor profitability
MIS: Develop periodical financial management information reports
> Develop and improve analysis and performance measurement tools and models
Corporate governance & compliance: Work fully within:
- risk policies and procedures
- all compliance regulations
Education/Knowledge/Experience:
Education / Qualifications: Bachelor Degree in Accounting or Finance
Knowledge: Good knowledge of Financial Accounting
Experience: Sr. Accountant: 2 – 3 years in Accounting in a Bank
Generic & Specific Skills:
Good Communication
Project Management
Analytical Thinking
Risk assessment
Bilingual in Arabic & English
Proficient in IT (MS Office & Banking software)
http://careers.e-gulfbank.com/gulfbank/Vacancysearch.aspx
Gulf Bank: Join Gulf Bank's Family
careers.e-gulfbank.com
Gulf Bank is Kuwait's second largest and fastest growing commercial bank and industry leading financial services provider.
**************************************
Collections -CSR- tele collections Team
Job Purpose:
To manage an allocation of delinquent loans and credit cards to maximize account performance while providing a superior customer service
Accountabilities:
Collections
Manage segments of delinquent accounts in accordance with agreed risk based priorities
Contact customers using call scripts and negotiate acceptable payment solution
Tactical use of account holds and deductions to support restoring delinquent accounts to a regular status
Review account allocation daily and plan activity to ensure it is aligned to customer salary credit dates
Manage inbound call volumes and ensure positive outcomes are achieved
Customers
All negotiations to be conducted with fairness and professionalism
All payment solutions should be reasonable for both Bank and customer, and be reflective of financial circumstances
Embrace all aspects of call quality process when engaging with customers
Systems
Update collections system with all activity and outcomes
Use call recording systems for all outbound/inbound call traffic
Review all customer account systems to identify if monies available to correct a delinquent account
Reports
Review collection rate reports daily, plan to ensure performance targets are achieved
Maintain telephone activity reports
Corporate governance & compliance
Risk policies and procedures
All compliance regulations, particularly KD120 cost life allowance
AML
Education/Knowledge/Experience/Skills:
Education / Qualifications:
Diploma in commerce/accounting/finance
Knowledge:
General understanding of Collections activities and practices
Experience:
minimum 1 year in similar role preferred
Generic & Specific Skills:
Good Communication
Planning
Fact Analysis
Bilingual in Arabic & English
Proficient in IT (MS Office & Banking software)
http://careers.e-gulfbank.com/gulfbank/Vacancysearch.aspx
Gulf Bank: Join Gulf Bank's Family
careers.e-gulfbank.com
Gulf Bank is Kuwait's second largest and fastest growing commercial bank and industry leading financial services provider.
**************************************
ISS operation officer
Job Purpose::
To efficiently assist ISS operations department of the bank in providing proactive IT security solutions and follow change control management procedures at all times.
Accountabilities::
Information System Access Control: Assign access rights for User IDs of bank staff and monitor all matters related to access control as per the Bank IT Security policy
Parameter Maintenance: Assist in parameter maintenance of all banking financial applications
User Access Review: Coordinate and support reviewing of users and access rights on banking applications.
Improvement Suggestions: Provide inputs in security awareness, research, design, testing and recommend new or improved information security software and devices.
Change Control Management: Provide assistance in preparing and documenting business requirements during change management documentation
Risk Management: Escalate threats to IT security, infrastructure, applications and intellectual properties to the assigned supervisor
Incident Reporting: Provide inputs in all / any security breaches by businesses and highlight all issues, concerns and resolutions for further escalations and resolutions
Corporate Governance: Ensure compliance to all Operational & Risk policies procedures by minimizing error ratios and customer frauds
AML Compliance: Ensure compliance to AML policies & procedures while carrying out job accountabilities
Education/Knowledge/ Experience/Skills:
Education / Qualifications: Bachelors in Information technology / computer science / IT Security
Knowledge: Good knowledge of Information Security Concepts
Experience: 1 – 2 years IT Security administration
Accreditation/Licensing: Preferred CCNA; MCTS / MCTIP – Microsoft certifications
Generic & Specific Skills:
Analytical Thinking
Risk Management
Communication
Proficient in IT
Planning
http://careers.e-gulfbank.com/gulfbank/Vacancysearch.aspx
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Urgent requirement
A well-known reputed company in Kuwait is recruiting for the below mentioned Vacancies.
1; Executive Secretary
# Only 5 plus years’ experience need to apply.
2: Marketing Executive/Manager
# Only 5 plus years’ experience in Medical Equipment in Kuwait.
Ready to join immediately. Pleases send your resumes with photo at sanklmr@gmail.com
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Web Designer/Graphic Designer
opening (full time/parttime) for a Web Designer/Graphic Designer. Experienced candidates please forward their CV to the following id:
mail4waseela@gmail.com
Kindly mention the expected salary.
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Sales Executive
A leading Sanitary Ware and Ceramic Tiles Trading Company required to fill the position for Sales Executive with the following terms and conditions with good package
1. Must be 3-5 years experience with the same field (Sanitary ware/ Ceramic).
2. Must have driving license with Car.
3. Transferable Visa.
4. Computer Skills.
5. Fluent in English and Arabic
Note: please do not apply, If you don’t have experience in the same field,
Please send your CV to:
• E-mail : info@hag-kw.com
• Fax: 24715608
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Purchase Co-ordinator/Stores Asst
Leading group of Kuwait is looking for the following vacancies and right candidates for the position of :
1) Purchase Coordinator (Senior position) with at least 4 to 5 years of Purchasing/Procurement experience of all International Purchases & Local Purchases and should aware about all Shipping terms, Goods Clearance, Documentations Process, Custom regulations etc and good business communication skills for writing the emails to suppliers and business correspondence.
2) Stores Assistant with at least 2 to 3 years of experience in assisting Stores In-charge with proper knowledge about Material handling, inventory processing,
Stores documentations and material issuance/receipts..
please send your CV with JOB Applied for in subject with following details in email message:
1) brief introduction with Total Experience in Kuwait for the position applied for?
2) Existing position in the company & salary?
3) Expected Salary
4) send all documents like iznamal,Passport copy (front/last),civil id copy, photograph
Only 18 transferable Visa can apply..
email id : purchasingaoa@gmail.com
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Electrical Engineer
Urgent requirement
Looking for the below request
1) Electrical Engineer
2) Estimators – (preferably Electrical Engineer/graduates with mathematical ability, freshers also acceptable but transferable visa)
interested candidates send CV to : hr_jobs_kw@hotmail.com
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Misc. Opportunities
A Well Reputed Company in Kuwait is looking for the following:
1. Mandoob/Company Representative with good experience in Kuwait, dealing with employee issues, Shu’oon & other Ministries for licenses & permits. Arabic language is essential.
2. Executive Secretary – Well Experienced Executive Secretary who can independently organize & manage the administration; support systems & social media.
Candidates with experience in similar field only need apply to: ali_eyezone@yahoo.com/eyezonemag@yahoo.com
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RECRUITING FROM INDIA
Senior Officer – Internal Control Unit
Job Purpose:
Ensure compliance pf policies, procedures and internal ccontrols by branch network. Closure of audit issues and dlop tools and solutions to enhance compliance level in branches and minimize operational risk and financial loss.
Accountabilities:
Branch Operations Review & Compliance
Visit assigned branches to check compliance status of policies, procedure and controls on quarterly basis. Also conduct surprise checks.
Prepare weekly reports for all visited branches during the previous week, in addition to the Quarterly Performance Report of branch inspection highlighting the gaps, escalating compliance issues and risk associated with it for mitigation.
Provide active inputs and work with Branch Procedures team to recommend solutions for branches’ compliance and control issues
Follow up for resolution of audit (Internal & External) Observations/Findings
Follow up on closure of Branch AML alerts
Raise Incident Reports on risky practices at branches.
Conduct quarterly cash surprise visits to all assigned branches.
Ensure BOM awareness among branch staff.
Provide operational help desk services to all branches
Cash Shortage & Excess Investigation
Investigate teller cash shortage/excess and report findings to the Head of Internal Control.
Investigate and report customer complaints & suspicious transactions
Education/Knowledge/Experience/Skills:
Education / Qualifications:
Diploma / Degree in Business administration, training in AML policies
Knowledge:
Sound knowledge in back office operations, policies & procedures related to branches, AML & CBK Compliance
Experience:
Minimum 3 years in bank operations & compliance
Generic & Specific Skills:
Excellent command in English/Arabic (spoken & written)
High organizational and time management skills
Analytical thinking and problem solver
Excellent Communication and team management skills
Should have flair for back office operations and organized thought process
Coordination skills between cross functional teams
http://careers.e-gulfbank.com/gulfbank/Vacancysearch.aspx
Gulf Bank: Join Gulf Bank's Family
careers.e-gulfbank.com
Gulf Bank is Kuwait's second largest and fastest growing commercial bank and industry leading financial services provider.
**************************************
Aml Officer
Job Purpose:
To assist Assistant Manager in carrying out efficiently Unit’s daily operational activities whilst ensuring that the Bank’s policies, procedures and operating processes are compliant with AML/CFT Law No. 106 of 2013, Executive Regulation No. 37 of 2013, CBK Instruction No. 2/BS/IBS/308/2013 and subsequent instructions/ amendments; and that adequate controls are in place to prevent, detect and report suspicions of Money Laundering and Terrorism Financing.
Accountabilities:
Controls & Investigation (Siron AML & Embargo)
AML/CFT Officer must create customer profiles according to their risk scores after receiving conspicuous cases from the AML/CFT Manager;
Collect and analyze KYC, Enhanced Due Diligence (EDD) and transactional information on the customer, their accounts and signatories (if applicable);
Collect transaction vouchers from the Saperion system, Microfilm and NCR Cheque System, or other Business Units, if required;
Conduct searches through Internet and secondary sources to ascertain relevance and context for the conspicuous case(s);
Coordinate and follow up with relevant Business Units / Microfilm for required documentation, transactions vouchers or account opening documents;
Follow up with the Business & Support Units to ensure incorrect / outdated / missing data / document are updated and have been made available to the AML/CFT Unit as required;
Formulate primary opinion about the case by attaching all known KYC information, identification documents including transaction vouchers, KCCI evidence(s) with the case and delegating the case to the Supervisor / Quality Checker for their review;
Escalate to the AML/CFT Assistant Manager any data discrepancy identified during the investigation process.
Assist in resolving name search entries postponed by branches and other units together with Reaudits and SWIFT entries as per the existing procedure and timelines defined.
Formulate primary opinion about the case by attaching all known KYC information, identification documents including transaction vouchers, KCCI evidence(s) with the case and delegating the case to the Supervisor / Quality Checker for their review;
AML/CFT Reviews
Assist in collecting and analyzing data required for AML/CFT Review of the branch/business Unit.
Arranging information, documents and files as required for conducting the AML/CFT Review.
Providing feedback to the Senior Officer and Assistant Manager in fine tuning review process and methodology.
AML/CFT/KYC Enquiries
Assist Assistant Manager in resolving enquiries received from branches and business units relating to AML/sanctions compliance and KYC.
Reports
Collect and arrange relevant and accurate data required for investigation and SAR.
Arrange relevant and accurate data for the preparation of both periodic /ad-hoc reports according to specified schedules.
Liaison / Advisory
Assist in liaison with all branches and departments on technical and procedural issues, and give guidance and support to business units on AML/CFT/KYC issues in coordination with the Assistant Manager.
Generic Accountabilities
Support the Head in implementation of the Bank’s AML/CFT strategy consistent with business support objectives.
Work fully within risk policies and procedures and all compliance regulations.
Ensuring that the Unit’s is accurate and safely kept on the Unit network server.
Assist Assistant Manager in complying with the deadlines.
Education, Knowledge, Experience and Skills:
Education / Qualifications: University degree or equivalent adequate education.
Knowledge: Basic level understanding of products & services offered by the Bank
Experience: Minimum 1-2 years experience in banking, preferably with previous experience in AML, Compliance or Risk.
Generic & Specific Skills:
MS Office proficient
Fluent written and spoken English, with Arabic skills an advantage
An enquiring mind, good analytical skills and an eye for detail
Proactive attitude with ability to work with minimal supervision
Ability to work under pressure
http://careers.e-gulfbank.com/gulfbank/Vacancysearch.aspx
Gulf Bank: Join Gulf Bank's Family
careers.e-gulfbank.com
Gulf Bank is Kuwait's second largest and fastest growing commercial bank and industry leading financial services provider.
**************************************
Officer-Collections
Job Purpose:
To ensure maximum retrieval of bad debts from default cases thereby reducing of pre-legal and legal procedures
Accountabilities:
Collections (tele-calling):
Proactively analyse defaulted customer history andbackgound and past dues for collection purposes.
Call assigned delinquent customers; applying effective techniques for customer debt reclamation and closure of cases.
Escalate all high risk cases to Senior CSR and update customer account accordingly.
Ensure update of collection system based on the outcome of tele-calling initiatives.
Achieve assigned target with regards to recoveries on specified categories in line with the departmental policy.
Interdepartmental follow –up:
Cordinate withrequired departments for default customers and ensure adeqaute retieval techniques.
Liaise with Corporate Banking and branches on appropriate authorizations required for corporate & retail collections.
Call performance:
Ensure appropriate call quality is maintained for all calls and any concerns are voiced to the supervisor for closures.
Corporate Governance and compliance: Work fully within: risk policies and procedures and all compliance regulations
Education/Knowledge/Experience/Skills:
Education / Qualifications: Diploma in customer relationship management
Experience: 1 – 3 years in a similar orle in Collections preferably in a bank
Knowledge: Good understanding of collections dealings
Generic & Specific Skills:
MS Office proficient
Bilingual in Arabic and English
Good analytical and reasoning skills
Strong interpersonal and negotiation skills
http://careers.e-gulfbank.com/gulfbank/Vacancysearch.aspx
Gulf Bank: Join Gulf Bank's Family
careers.e-gulfbank.com
Gulf Bank is Kuwait's second largest and fastest growing commercial bank and industry leading financial services provider.
**************************************
Senior Credit Analyst
Job Purpose:
Supervise & direct a team of CA/QA Analysts. Review and approve credit applications within lending criteria’s, highlight the exceptions, recommend and submit complete credit applications to the credit committee in compliance with CBK rules and GB credit policies. Process and assess manual, electronic (ELOAN), auto loan and credit card applications.
Accountabilities:
Loan and credit card applications
Review and approve credit applications (Within specified criteria’s) against CBK guidelines, Bank’s SOPs, credit procedures and other regulatory requirements
Ensure documentation is complete and gaps are followed-up or queried
Review credit applications documents validity, terms and condition in addition to the legality of contracts
Ensure information/documentation is available when requested
Effective analyses within tight deadlines
Monitor the CA/QA applications assessment and turnaround time
Risk assessment
Ensure all internal procedures/guidelines and credit processes are complied with
Identify other features of the application that requires attention
Recommend risk-mitigation or modifications to applications
Analyses
Conduct credit review to evaluate the applicants creditworthiness
Recommend action in the case of problem accounts
Generate periodic reports related to the business aspects and the GB promise
Quality assurance
Ensure the standard of loan applications are maintained by branches
Highlight and follow up where applications need correction or modification
Quality monitoring
Monitor stages in the loan application process
Ensure actions are taken to address areas where applications are of poor quality
Generic Accountabilities:
Corporate governance & compliance
> Work fully within:
- risk policies and procedures
- all compliance regulations
Education, Knowledge, Experience and Skills:
Education / Qualifications: Bachelor’s Degree in Banking/ Management/Finance
Knowledge: Good Retail underwriting assessment; Financial Analytics
Experience:3 – 5 years in a Credit Analysis role in Banking/Finance Company
Good Communication Skills
Analytical Thinking
Credit Analysis
Bilingual in Arabic & English
Proficient in IT (MS Office & Banking software)
http://careers.e-gulfbank.com/gulfbank/Vacancysearch.aspx
Gulf Bank: Join Gulf Bank's Family
careers.e-gulfbank.com
Gulf Bank is Kuwait's second largest and fastest growing commercial bank and industry leading financial services provider.
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Fraud Officer
Job Purpose:
To monitor and prevent card fraud from occurring, to make outbound calls (24/7) for any suspect transactions and/or follow up on compromise Credit and Debit cards and to handle inbound manual authorization calls (24/7) and service VIP and Priority Cardholders calls 24/7
Accountabilities:
Your accountabilities will include, but not limited to the following:
Fraud Prevention:
Monitor online issues report for suspect card transaction and carry out inbound and outbound calls to cardholders to verify transactions and advise cardholders of compromised cards
Customer Service:
Communicate with customer in a pleasant manner, check lost and stolen reports from TBK for possible fraud and provide customer with detailed information about the transactions
Administration:
Carry out day to day administration duties related to fraud cases, Quarterly archiving of fraud cases, generate Fraud reports and monitor the safety of online transactions for compliance and any exceptions
Corporate governance & compliance:
Work fully within risk policies & procedures and all compliance regulations
Education, Knowledge, Experience and Skills:
Education / Qualifications:
Advanced Diploma / Diploma in Banking Operations or equivalent certification
Knowledge:
Basic knowledge of MasterCard, Visa and Amex card products, functionality & rules
Good understanding of Card Fraud Investigation
Processing of financial entries on BEAM
Processing of financial entries on MXP
Experience:
1 – 2 years’ experience in credit card business environment
Skills:
Knowledge of MS Office
Detailed and meticulous
Bilingual in Arabic and English
Good Communication skills
Interpersonal Skills
http://careers.e-gulfbank.com/gulfbank/Vacancysearch.aspx
Gulf Bank: Join Gulf Bank's Family
careers.e-gulfbank.com
Gulf Bank is Kuwait's second largest and fastest growing commercial bank and industry leading financial services provider.
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Telecommunication specialist
Job Purpose:
To support the banks telephone Network infrastructure by efficiently managing the day-to-day telephone requirements of the bank and ensure that new telephone projects are smoothly implemented in the required timeframes.
Accountabilities:
Planning: Assist the network manager in Developing, maintaining and optimizing the phone network, data communications and telecommunications systems.
Telephone / Network Management:
Assist on Configuring all new and existing telephone hardware and communication link.
Assist Maintain telephone networks (PABX) across the organization, while ensuring minimal network/telephone downtime.
Ensure that all the network links analog/digital are serviced and renewed at all times.
Assist the telecommunication team on the new telephone connections and shifting of existing telephone connection across the bank.
Manage the mobile telephone connections for the bank
Audit Control: Ensure that all Audit requirements specific to Network are implemented on time and as per the agreed plan.
Reports: Report all issues related to telephone to his direct manager.
Corporate Governance and compliance: Work fully within: risk policies and procedures and all compliance regulations
Education/Knowledge/Experience/Skills:
Education / Qualifications: Diploma in Information Systems or equivalent
Knowledge: Basic knowledge of Telephone / Networking.
Experience: one year of IT experience.
Generic & Specific Skills:
Fluency in Arabic
Fluency in English will be an added advantage
Accuracy and attention to detail
Ability to remain calm under pressure
Good in communication skills
Good in using MS office and PC
http://careers.e-gulfbank.com/gulfbank/Vacancysearch.aspx
Gulf Bank: Join Gulf Bank's Family
careers.e-gulfbank.com
Gulf Bank is Kuwait's second largest and fastest growing commercial bank and industry leading financial services provider.
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Senior Officer – Internal Control Unit
Job Purpose:
Ensure compliance pf policies, procedures and internal ccontrols by branch network. Closure of audit issues and dlop tools and solutions to enhance compliance level in branches and minimize operational risk and financial loss.
Accountabilities:
Branch Operations Review & Compliance
Visit assigned branches to check compliance status of policies, procedure and controls on quarterly basis. Also conduct surprise checks.
Prepare weekly reports for all visited branches during the previous week, in addition to the Quarterly Performance Report of branch inspection highlighting the gaps, escalating compliance issues and risk associated with it for mitigation.
Provide active inputs and work with Branch Procedures team to recommend solutions for branches’ compliance and control issues
Follow up for resolution of audit (Internal & External) Observations/Findings
Follow up on closure of Branch AML alerts
Raise Incident Reports on risky practices at branches.
Conduct quarterly cash surprise visits to all assigned branches.
Ensure BOM awareness among branch staff.
Provide operational help desk services to all branches
Cash Shortage & Excess Investigation
Investigate teller cash shortage/excess and report findings to the Head of Internal Control.
Investigate and report customer complaints & suspicious transactions
Education/Knowledge/Experience/Skills:
Education / Qualifications:
Diploma / Degree in Business administration, training in AML policies
Knowledge:
Sound knowledge in back office operations, policies & procedures related to branches, AML & CBK Compliance
Experience:
Minimum 3 years in bank operations & compliance
Generic & Specific Skills:
Excellent command in English/Arabic (spoken & written)
High organizational and time management skills
Analytical thinking and problem solver
Excellent Communication and team management skills
Should have flair for back office operations and organized thought process
Coordination skills between cross functional teams
http://careers.e-gulfbank.com/gulfbank/Vacancysearch.aspx
Gulf Bank: Join Gulf Bank's Family
careers.e-gulfbank.com
Gulf Bank is Kuwait's second largest and fastest growing commercial bank and industry leading financial services provider.
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Financial Analyst
Job Purpose:
To control the assigned accounting procedures and report accurate data in compliance to bank and international accounting standards and ensuring all payments are affected only after authorization.
Accountabilities:
Analysis and Reporting:
> Produce reports on the bank’s financial performance.
> Compare performance and trends against plan & prior year
> Identify and explain major variances
> Consolidate commentaries from groups
Planning & Budgeting
> Prepare the annual budget
> Supervise the information gathering process
> Consolidate inputs received from business groups
> Check for consistency with the underlying business assumptions, prior period performances and projected market conditions
> Review and analyse budgets, plans and projects for reasonableness, consistency and fit with the overall Bank strategy
> Perform scenario analysis
Strategic Planning
> Coordinate the preparation of strategic business plans
> Analyse inputs
Credit Rating Review
> Co-ordinate with rating agencies
> Co-ordinate with business groups to obtain required information for the rating review
Trends analysis
> Review competitors’ financials and compare their performance with Gulf Bank
> Analyse key performance ratios and identify industry-wide trends.
Monitoring profitability:
> Implement processes to track key parameters (e.g. cost of funds, deposits, loans etc.) in order to monitor bank’s profitability and variance with budget
> Carry out scenario analysis, stress tests on profitability and other analysis required to monitor profitability
MIS: Develop periodical financial management information reports
> Develop and improve analysis and performance measurement tools and models
Corporate governance & compliance: Work fully within:
- risk policies and procedures
- all compliance regulations
Education/Knowledge/Experience:
Education / Qualifications: Bachelor Degree in Accounting or Finance
Knowledge: Good knowledge of Financial Accounting
Experience: Sr. Accountant: 2 – 3 years in Accounting in a Bank
Generic & Specific Skills:
Good Communication
Project Management
Analytical Thinking
Risk assessment
Bilingual in Arabic & English
Proficient in IT (MS Office & Banking software)
http://careers.e-gulfbank.com/gulfbank/Vacancysearch.aspx
Gulf Bank: Join Gulf Bank's Family
careers.e-gulfbank.com
Gulf Bank is Kuwait's second largest and fastest growing commercial bank and industry leading financial services provider.
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Collections -CSR- tele collections Team
Job Purpose:
To manage an allocation of delinquent loans and credit cards to maximize account performance while providing a superior customer service
Accountabilities:
Collections
Manage segments of delinquent accounts in accordance with agreed risk based priorities
Contact customers using call scripts and negotiate acceptable payment solution
Tactical use of account holds and deductions to support restoring delinquent accounts to a regular status
Review account allocation daily and plan activity to ensure it is aligned to customer salary credit dates
Manage inbound call volumes and ensure positive outcomes are achieved
Customers
All negotiations to be conducted with fairness and professionalism
All payment solutions should be reasonable for both Bank and customer, and be reflective of financial circumstances
Embrace all aspects of call quality process when engaging with customers
Systems
Update collections system with all activity and outcomes
Use call recording systems for all outbound/inbound call traffic
Review all customer account systems to identify if monies available to correct a delinquent account
Reports
Review collection rate reports daily, plan to ensure performance targets are achieved
Maintain telephone activity reports
Corporate governance & compliance
Risk policies and procedures
All compliance regulations, particularly KD120 cost life allowance
AML
Education/Knowledge/Experience/Skills:
Education / Qualifications:
Diploma in commerce/accounting/finance
Knowledge:
General understanding of Collections activities and practices
Experience:
minimum 1 year in similar role preferred
Generic & Specific Skills:
Good Communication
Planning
Fact Analysis
Bilingual in Arabic & English
Proficient in IT (MS Office & Banking software)
http://careers.e-gulfbank.com/gulfbank/Vacancysearch.aspx
Gulf Bank: Join Gulf Bank's Family
careers.e-gulfbank.com
Gulf Bank is Kuwait's second largest and fastest growing commercial bank and industry leading financial services provider.
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ISS operation officer
Job Purpose::
To efficiently assist ISS operations department of the bank in providing proactive IT security solutions and follow change control management procedures at all times.
Accountabilities::
Information System Access Control: Assign access rights for User IDs of bank staff and monitor all matters related to access control as per the Bank IT Security policy
Parameter Maintenance: Assist in parameter maintenance of all banking financial applications
User Access Review: Coordinate and support reviewing of users and access rights on banking applications.
Improvement Suggestions: Provide inputs in security awareness, research, design, testing and recommend new or improved information security software and devices.
Change Control Management: Provide assistance in preparing and documenting business requirements during change management documentation
Risk Management: Escalate threats to IT security, infrastructure, applications and intellectual properties to the assigned supervisor
Incident Reporting: Provide inputs in all / any security breaches by businesses and highlight all issues, concerns and resolutions for further escalations and resolutions
Corporate Governance: Ensure compliance to all Operational & Risk policies procedures by minimizing error ratios and customer frauds
AML Compliance: Ensure compliance to AML policies & procedures while carrying out job accountabilities
Education/Knowledge/ Experience/Skills:
Education / Qualifications: Bachelors in Information technology / computer science / IT Security
Knowledge: Good knowledge of Information Security Concepts
Experience: 1 – 2 years IT Security administration
Accreditation/Licensing: Preferred CCNA; MCTS / MCTIP – Microsoft certifications
Generic & Specific Skills:
Analytical Thinking
Risk Management
Communication
Proficient in IT
Planning
http://careers.e-gulfbank.com/gulfbank/Vacancysearch.aspx
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Urgent requirement
A well-known reputed company in Kuwait is recruiting for the below mentioned Vacancies.
1; Executive Secretary
# Only 5 plus years’ experience need to apply.
2: Marketing Executive/Manager
# Only 5 plus years’ experience in Medical Equipment in Kuwait.
Ready to join immediately. Pleases send your resumes with photo at sanklmr@gmail.com
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Web Designer/Graphic Designer
opening (full time/parttime) for a Web Designer/Graphic Designer. Experienced candidates please forward their CV to the following id:
mail4waseela@gmail.com
Kindly mention the expected salary.
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Sales Executive
A leading Sanitary Ware and Ceramic Tiles Trading Company required to fill the position for Sales Executive with the following terms and conditions with good package
1. Must be 3-5 years experience with the same field (Sanitary ware/ Ceramic).
2. Must have driving license with Car.
3. Transferable Visa.
4. Computer Skills.
5. Fluent in English and Arabic
Note: please do not apply, If you don’t have experience in the same field,
Please send your CV to:
• E-mail : info@hag-kw.com
• Fax: 24715608
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Purchase Co-ordinator/Stores Asst
Leading group of Kuwait is looking for the following vacancies and right candidates for the position of :
1) Purchase Coordinator (Senior position) with at least 4 to 5 years of Purchasing/Procurement experience of all International Purchases & Local Purchases and should aware about all Shipping terms, Goods Clearance, Documentations Process, Custom regulations etc and good business communication skills for writing the emails to suppliers and business correspondence.
2) Stores Assistant with at least 2 to 3 years of experience in assisting Stores In-charge with proper knowledge about Material handling, inventory processing,
Stores documentations and material issuance/receipts..
please send your CV with JOB Applied for in subject with following details in email message:
1) brief introduction with Total Experience in Kuwait for the position applied for?
2) Existing position in the company & salary?
3) Expected Salary
4) send all documents like iznamal,Passport copy (front/last),civil id copy, photograph
Only 18 transferable Visa can apply..
email id : purchasingaoa@gmail.com
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Electrical Engineer
Urgent requirement
Looking for the below request
1) Electrical Engineer
2) Estimators – (preferably Electrical Engineer/graduates with mathematical ability, freshers also acceptable but transferable visa)
interested candidates send CV to : hr_jobs_kw@hotmail.com
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Misc. Opportunities
A Well Reputed Company in Kuwait is looking for the following:
1. Mandoob/Company Representative with good experience in Kuwait, dealing with employee issues, Shu’oon & other Ministries for licenses & permits. Arabic language is essential.
2. Executive Secretary – Well Experienced Executive Secretary who can independently organize & manage the administration; support systems & social media.
Candidates with experience in similar field only need apply to: ali_eyezone@yahoo.com/eyezonemag@yahoo.com
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RECRUITING FROM INDIA